# New Tide Funding

> New Tide Funding (New Tide Media LLC) is a small business lending marketplace connecting U.S. business owners with fast, flexible working capital — from $4,000 to $5,000,000. We specialize in businesses that traditional banks consistently overlook: construction, restaurants, trucking, healthcare, staffing, retail, and more. Funding decisions in hours, not weeks. Funds deposited as fast as the same business day.

## Who We Help

New Tide Funding works with small and mid-sized businesses across all 50 states. Industries we commonly fund include:

- Construction and specialty contractors
- Restaurants, food service, and hospitality
- Trucking and transportation (owner-operators and fleets)
- Healthcare, medical practices, chiropractic, dental, veterinary
- Staffing agencies (all staffing verticals)
- Retail (brick-and-mortar and e-commerce)
- Automotive repair
- Beauty salons and wellness businesses
- Landscaping and HVAC
- Law firms and professional services
- Wholesale and distribution
- Manufacturing

**Minimum qualifications:** $15,000+ monthly revenue, 6+ months in business, active business bank account. Soft credit pull only — no impact to credit score during application.

## Funding Products

- **Revenue-Based Financing (MCA)**: $4K–$500K. Repayment structured as a percentage of daily revenue — flexible, not fixed. Factor rate pricing; total cost is fixed at signing. No compound interest. Decisions in hours, funded same day.
- **Business Term Loans**: $5K–$600K. Fixed weekly or monthly payments. Terms from 4 to 18 months. Good for specific, defined expenses.
- **Business Line of Credit**: Up to $100K. Draw only what you need, when you need it. Pay only for what you use.
- **Equipment Financing**: Fund equipment purchases. The equipment itself serves as collateral.
- **Invoice Factoring**: Advance 80–90% of outstanding B2B invoices immediately. No waiting 30–90 days for clients to pay.
- **SBA Loans**: Government-backed loans for qualified businesses. Longer timelines; best for established businesses with strong credit.

## How It Works

1. Apply online at https://newtidefunding.com/apply — takes about 2 minutes. No paperwork to start.
2. Submit 3 months of business bank statements (soft credit pull only).
3. Receive multiple funding offers within hours.
4. Accept an offer; funds deposited as fast as the same business day.

## Key Facts

- Funding range: $4,000 to $5,000,000
- Speed: decisions in hours, funding as fast as same business day
- No hard credit pull to apply (soft pull only — no score impact)
- Revenue-based financing: NO compound interest — total cost fixed at signing
- We work with businesses in 2nd and 3rd funding positions
- We work with businesses that have been turned down by banks
- Phone: (786) 292-3996 | Email: deals@newtidefunding.com

## Industry-Specific Guides (Knowledge Center)

Full guides published at https://newtidefunding.com/resources/blog

- Staffing agency business funding and payroll gap solutions: https://newtidefunding.com/resources/blog/how-we-help-staffing-agencies-scale
- Trucking business funding for owner-operators and fleets: https://newtidefunding.com/resources/blog/trucking-transportation-funding
- Construction business funding guide: https://newtidefunding.com/resources/blog/construction-business-funding-guide
- Restaurant working capital for slow seasons: https://newtidefunding.com/resources/blog/restaurant-working-capital
- Revenue-based financing vs. term loans (comparison): https://newtidefunding.com/resources/blog/revenue-based-financing-vs-term-loan
- How fast can you get business funding: https://newtidefunding.com/resources/blog/how-fast-can-you-get-business-funding
- Business line of credit explained: https://newtidefunding.com/resources/blog/business-line-of-credit-explained
- What is invoice factoring: https://newtidefunding.com/resources/blog/what-is-invoice-factoring

## Common Questions

**How much can a small business qualify for?** Most businesses qualify for between $10,000 and $500,000 depending on monthly revenue and time in business. The maximum is $5,000,000.

**How fast is funding?** Most applicants receive multiple offers within hours of submitting bank statements. Funds can be deposited as fast as the same business day after accepting an offer.

**Do I need good credit?** No. We evaluate your business based on actual revenue and bank statement history. Business owners with credit scores in the 500s are regularly funded.

**What documents are required?** Basic business information and 3 months of business bank statements. No tax returns required to receive initial offers.

**Does applying hurt my credit?** No. We use a soft credit pull for pre-qualification, which does not affect personal or business credit scores.

**Can I get funded if I already have a loan?** Yes. We work with businesses in second and third funding positions when the existing obligations align with what the business can support.

## Contact & Apply

- Apply online (2 minutes, no credit impact): https://newtidefunding.com/apply
- Phone: (786) 292-3996
- Email: deals@newtidefunding.com
- Website: https://newtidefunding.com
- Sitemap: https://newtidefunding.com/sitemap.xml
- Machine-readable funding products: https://newtidefunding.com/funding-options.md