Funding up to $1,000,000. Terms ranging from 6 to 24 months. Weekly and monthly payment options available.
Business credit lines up to $2,000,000. Eligible applicants can be approved in a few hours and receive same-day funding. No minimum credit score required.
Funding up to 90% of eligible receivables. Rates starting at 0.25%/ week.
Up to $5M+ financing sizes and up to 10-year terms. 100% financing with 0% down payment available! NEW and USED equipment. Fast approvals and SAME-day funding available.
Whether you're purchasing commercial real estate, starting a franchise, acquiring a business, or refinancing debt, SBA loans provide the capital and flexibility needed to scale your operations.
Short-term financing designed for real estate investors looking to purchase, renovate, and resell properties for profit. Get up to 93% LTC, 100% rehab costs covered, and fast 10-12 day closings to keep your projects moving.
Flexible financing for new construction projects, including 100% construction holdback and up to 85% LTC, even for first-time builders. Secure funding quickly with fast approvals and 10-12 day closings.
Debt-Service Coverage Ratio (DSCR) loans allow rental property investors to qualify based on property cash flow instead of personal income. Perfect for expanding your portfolio with no income verification, competitive rates, and flexible terms.
We specialize in a variety of funding solutions to support businesses at all stages of growth, including:
✅ Business Loans – Access the capital you need to expand operations, invest in new opportunities, or manage cash flow.
✅ Lines of Credit – Flexible funding solutions that provide ongoing access to capital for short-term expenses, inventory purchases, or working capital needs.
✅ SBA 7(a) Loans – Government-backed financing for business acquisitions, commercial real estate, equipment purchases, debt consolidation, and expansion.
✅ Fix & Flip Loans – Short-term financing solutions designed for real estate investors looking to buy, renovate, and resell properties for profit.
✅ Ground-Up Construction Loans – Funding for new construction projects, including 100% construction financing and up to 85% Loan-to-Cost (LTC).
✅ DSCR Loans (Rental Property Loans) – Long-term financing for real estate investors that qualify based on rental income, not personal income.
✅ Bridge Loans – Short-term financing for investors looking to acquire, renovate, or refinance properties while securing long-term funding.
Our team will assess your needs and connect you with the best funding options available to help you achieve your business goals.
📩 Have questions? Contact us today to explore the right financing solution for you! 🚀
Our process is simple and straight-forward!
To qualify for funding, you must have a minimum of 4-6 months in business, a FICO score exceeding 550 (generally), and annual revenue of at least $250,000
Same or next-day! Once you accepted your approval and completed any minimal documentation required, you can choose a same-day wire transfer (additional fees may apply) or expect your funds to be ACH deposited to your business bank account the next business day.
The online application can be complete as quick as 5 minutes, and you can expect decisions within 12-24 hours after completing the process.
If approved, funds can be deposited as soon as the same day!
Our fixed-term products range from 6 months to 5 years. Our revenue-based products have no set term and repayment is structured to fluctuate with your business’s cash flow, but typically can range from 6-24 months.
Certainly! Our mission is to help unlock capital for small businesses in America. That said, having a bad credit score is not an automatic denial for approval. However, your credit score does factor into the types of products you qualify for and the terms of the agreement such as rate and term length.
No, submitting an application will not affect your credit score. For an approval, we conduct a “soft credit pull,” which has no negative impact on your score. Our funding is based off of business revenue.
You’ll work closely with a dedicated funding advisor who will guide you through every stage of the process. Your advisor will take the time to understand your business goals, provide strategic recommendations, and ensure you have the support you need to secure funding. We’re committed to offering a personalized experience tailored to your specific needs.
We’re here to help every step of the way! If you have any questions or need assistance, you can contact us through any of the following methods:
A Renewal is a financing option that allows business who currently have funding to take advantage of additional funding, usually at a similar rate or payment amount prior to being paid-in-full. This refinance offer allows our clients to continuously explore eligibility options for flexible funding to help the business grow!
On average, our clients are eligible for additional financing once they’ve paid into their loan by 40% to 50%. In certain cases, you may be eligible for additional financing sooner. Contact your account manager or call 786-292-3996 for more information on securing additional funding.
New Tide Funding is a financial consulting company that specializes in helping businesses secure funding through third-party lenders in which we have partnerships with direct in-house lenders. We leverage our direct relationships and experience with our database to ensure you have access to the best terms for your business. Our dedicated team of funding specialists will match you with the right funding solutions for your unique needs, guide you through the application process, and support you through every step of the process! We value our repeat client business and are here to help you grow the business long-term with the right funding solutions as you scale!
Prepayment penalties vary by product. We offer options with no prepayment penalties, as well as products with prepayment discounts.
