Get a credit line that grows with your business. Funds can be wired same day.
Select the range that best fits your needs. Most businesses qualify for more than they expect.
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Illustrative example. Funding subject to approval.
Built for busy owners — most applicants finish in under 3 minutes.
Answer a few quick questions about your business and funding goals. No impact to your credit to apply.
We compare options across our lender network and present the best terms — with a dedicated funding advisor to answer any questions.
Accept your offer and funds can land in your account as soon as the same business day.
Applying is free and won't affect your credit score — no hard credit pulls.
Start My Application →All you need to qualify
No. Our application uses a soft pull only — there's no hard inquiry, so your credit score is never affected just for applying.
We work with business owners across the credit spectrum. A 550+ score is our general minimum, but every file is reviewed individually — credit history alone doesn't disqualify you.
Most applicants get a decision within hours, and funds can be deposited as soon as the same or next business day once you sign.
Just the basics: your last 4 months of business bank statements. No tax returns or lengthy paperwork required to get started.
We fund businesses across construction, restaurants, trucking, retail, healthcare, staffing, and dozens of other industries — we know America runs on small businesses, and we're here to help!
Call (786) 963-3613 or email info@newtidefunding.com — a funding advisor is ready to help, Monday through Friday.