Draw only what you need. Pay only on what you use.
Funding Amount
$10K – $2M
Term Length
Revolving
Funding Speed
24 – 48 Hours
Min. Credit
650+ FICO
A business line of credit works like a credit card for your business — you're approved for a maximum credit limit and can draw funds whenever you need them, repay, and draw again. Interest or fees apply only to the outstanding balance. Unlike a term loan, you're not committed to a lump sum. It's the most flexible funding tool available, and one of our most popular products for businesses managing variable cash flow.
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Working Capital
Keep cash on hand for daily operating expenses, payroll, and vendor payments.
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Inventory Management
Draw for bulk orders and repay as inventory sells.
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Bridge Gaps
Bridge the gap between invoicing and when clients actually pay.
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Emergency Fund
Have capital ready for unexpected repairs, opportunities, or expenses.
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Growth Capital
Fund marketing, hiring, or expansion without a lump-sum commitment.
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Seasonal Fluctuations
Smooth revenue dips between peak seasons.
Basic requirements — most businesses qualify in minutes.
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Time in Business
1+ Year
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Monthly Revenue
$10K+
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Credit Score
650+ FICO
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Bank Statements
4 Months
No credit impact · Takes 2 minutes
Once approved, you draw funds as needed up to your limit. As you repay, those funds become available again — like a credit card. You only pay fees on the outstanding balance.
Yes — this is one of our most unique products. Our line of credit can be placed behind up to 2 existing positions without requiring you to pay them off first.
As many times as you need, as long as you're within your credit limit and in good standing. There's a small fee per draw on most programs.
It depends on your needs. If you need a lump sum for a specific purpose, an advance or term loan is simpler. If you have ongoing variable needs, a line of credit gives you more flexibility.
We work with you to find solutions. Missing payments can affect your ability to draw funds and may trigger fees. We'll always communicate clearly about terms before you sign.