Restaurants & Bars Funding
Keep the kitchen running — even when the books are tight.
Funding Amount
$10K – $10M
Funding Speed
Same Day
Credit Check
No Impact
Approval Speed
Same Day
We understand restaurants & bars businesses
Restaurants and bars operate on thin margins, deal with unpredictable revenue, and face constant capital demands: equipment repairs, seasonal staffing, inventory for a busy weekend, renovation costs. We work with independent restaurants, bar owners, food trucks, and catering businesses. Our programs account for the reality of your business — including slow seasons and high-revenue weekends.
Common challenges we solve
- ✗Commercial kitchen equipment failures that shut down service
- ✗Slow winter months while lease and payroll remain constant
- ✗Needing to buy bulk inventory for an upcoming event or busy season
- ✗Expansion opportunity (patio, second location) with no reserves
- ✗Staffing costs for peak season before the revenue arrives
Funding options for restaurants & bars businesses
We match you with the products that fit your specific situation.
Revenue-Based Financing
Fast capital for inventory, repairs, and staffing. Payments flex with your revenue.
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💳Line of Credit
Draw capital when you need it — ideal for seasonal restaurant cash flow.
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🏦Term Loans
Longer-term capital for renovations, expansion, or equipment upgrades.
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🏠Business Purpose HELOC
Tap your home equity for business capital — a lower-cost way to fund growth.
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Qualification Requirements
Simple criteria — most restaurants & bars businesses qualify.
📅
Time in Business
6+ Months
💰
Monthly Revenue
$10K+
🔒
Credit Check
No Impact
🏦
Bank Statements
4 Months
No credit impact · Takes 2 minutes
Restaurants & Bars Funding FAQs
Can I get funding during a slow season?▾
Yes. Many of our restaurant clients use funding specifically to bridge slow winter months — covering payroll, rent, and inventory while waiting for the busy spring and summer season.
My walk-in broke down — how fast can I get funded?▾
Same-day funding is available on most of our restaurant programs. You can have funds in your account in as little as a few hours once approved and documents are signed.
Will my daily credit card deposits affect my application?▾
Positively, actually. Consistent credit card deposits show strong cash flow and make approval easier and faster for restaurant businesses.
Can I fund a second location?▾
Yes — we have programs for expansion. Depending on your profile, a term loan or revenue-based advance can help cover build-out costs, equipment, and launch expenses for a new location.