Trucking & Transportation Funding
Keep your fleet moving — even when brokers take 30–60 days to pay.
Funding Amount
$10K – $10M
Funding Speed
Same Day
Credit Check
No Impact
Funding Speed
Same Day
We understand trucking & transportation businesses
Owner-operators, freight carriers, and transportation companies run tight margins and deal with one persistent problem: brokers and shippers take weeks to pay while fuel, maintenance, and driver pay happen immediately. We specialize in transportation funding — from invoice factoring on freight bills to equipment financing for trucks and trailers.
Common challenges we solve
- ✗Broker payment delays of 30–60+ days while fuel and maintenance are due now
- ✗Truck or trailer breakdowns that put a vehicle out of service
- ✗Expanding fleet requires capital before the new revenue flows
- ✗Fuel costs spiking faster than contract rates adjust
- ✗Driver pay cycles that don't align with broker payment timelines
Funding options for trucking & transportation businesses
We match you with the products that fit your specific situation.
Qualification Requirements
Simple criteria — most trucking & transportation businesses qualify.
📅
Time in Business
6+ Months
💰
Monthly Revenue
$10K+
🔒
Credit Check
No Impact
🏦
Bank Statements
4 Months
No credit impact · Takes 2 minutes
Trucking & Transportation Funding FAQs
How does freight invoice factoring work?▾
You deliver a load, submit the bill of lading, and we advance you 90–95% of the invoice value within 24 hours. When the broker or shipper pays (30–60 days later), we remit the remainder minus a small fee.
Can I finance a new truck or trailer?▾
Yes — equipment financing uses the vehicle as collateral, so approvals are based on the asset's value and your revenue, not just credit. New and used trucks and trailers both qualify.
I'm an owner-operator — do I qualify?▾
Yes. We work with single-truck owner-operators as well as multi-vehicle fleets. As long as you have 6+ months operating history and active loads, you likely qualify.
Can I use funding for fuel?▾
Absolutely. A working capital advance can cover fuel, repairs, tires, insurance, and any other operating expense while waiting for load payments.