Own the equipment that powers your business — without draining your cash reserves.
Funding Amount
$10K – $5M
Term Length
12 – 84 months
Funding Speed
24 – 72 Hours
Min. Credit
550+ FICO
Equipment financing lets you acquire the machinery, vehicles, tools, or technology your business needs by using the equipment itself as collateral. Because the loan is secured, rates are typically lower than unsecured options and approval is tied to the equipment's value rather than solely your credit. You own the equipment outright at the end of the term. Ideal for construction, transportation, medical, manufacturing, and any business dependent on physical assets.
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Commercial Vehicles
Trucks, vans, trailers, and fleet vehicles for transportation and delivery.
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Construction Equipment
Excavators, skid steers, lifts, cranes, and heavy machinery.
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Medical Equipment
Imaging systems, dental chairs, diagnostic tools, and lab equipment.
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Restaurant Equipment
Commercial ovens, refrigeration units, POS systems, and kitchen tools.
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Manufacturing Machinery
CNC machines, presses, assembly equipment, and production lines.
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Technology & IT
Servers, networking, computers, and software infrastructure.
Basic requirements — most businesses qualify in minutes.
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Time in Business
6+ Months
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Monthly Revenue
$10K+
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Credit Score
550+ FICO
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Equipment Quote
Required
No credit impact · Takes 2 minutes
Yes — we finance both new and used equipment. The equipment must be in working condition and we may require an appraisal or invoice for older equipment.
Yes. Unlike a lease, equipment financing means you own the asset from day one — you're paying off a loan secured by that equipment.
We can work with private party purchases in many cases. You'll need an invoice or bill of sale and the equipment may need to be inspected.
Yes — this is called a sale-leaseback or equipment refinance. We pay you for the current value of your equipment and you make payments to buy it back, freeing up cash.
Many businesses can deduct the full purchase price of financed equipment in the year it's placed in service under IRS Section 179. Consult your accountant for your specific situation.